The baby is due in March; the fixed rate ends in June.
Prepared: the next mortgage case, months early, so it isn't left to the sleepless weeks.
12 Cedar Road, Bristol · HomeGraph
Propertyopen data
Mortgageshared with permission
Insuranceshared with permission
Energyestimated
HomeGraph keeps the home's record current, with the household's permission.
How it fits together →
ConnectKnow the home.HomeGraph · Explainable reads · Total cost to own · HomeScore · Portability
EngagePut the agent in your customer relationship.Branded home experience · Prepared cases · Hosted, Embedded, Integrated
RewardReward households for how they run their home.Verified actions · Partner-funded rewardsComing soon
THE OPERATING AND FINANCIAL INFRASTRUCTURE FOR THE HOME
People don't live in products. They live in homes.
MIZAN gives lenders and insurers an AI agent that keeps track of every home they cover, and gets the next mortgage, renewal or claim ready before anyone has to chase it. Free for households. Paid for by institutions.
Prepared work · 12 Cedar Road, Bristol
Two things are ready.- Mortgage reviewFixed rate ends 4 Apr 2027 · prepared
- Insurance renewalRenews 14 Nov 2026 · prepared
THE SHORT VERSION
Your bank knows your mortgage.
Your insurer knows your policy.
Nobody looks after your home as a whole. Until now.
WHAT WE DO
We keep a living record of each home and get the next money job ready: a new mortgage deal, an insurance renewal, a claim.
WHO PAYS
Banks and insurers pay us. Households never do.
WHAT WE DON'T DO
We don't lend, insure or give advice. We prepare the work, ask the household first, and leave every decision to the bank or insurer.
HOW IT WORKS
One record. One agent. Many jobs.
01 · KNOW THE HOME
MIZAN builds a record of each home from public property data, then adds what the household chooses to share.
MIZAN CONNECT02 · PREPARE THE NEXT JOB
When something is coming — a rate ending, a renewal, a frost — the agent gets it ready and brings it to the household in the lender's or insurer's own brand.
MIZAN ENGAGE03 · REWARD WHAT GETS DONE
When the household acts and the risk goes down, the insurer can pay a reward. MIZAN checks it was done.
MIZAN REWARD · Coming soonEvery job is remembered, so the next one is quicker. Households can see and withdraw permission at any time.
WHY MIZAN
Every home has a story.
Nobody is keeping it.
A dozen industries serve the home. Each knows its part. Nobody sees the whole.
Think about your own home.
Your lender knows the mortgage. Your insurer knows the policy. Your energy supplier knows the meter.
But when something changes, you're often the one joining the dots.
Remembering renewals. Finding paperwork. Comparing costs. Explaining the same things again.
Owning a home has become a part-time job nobody applied for.
MIZAN is the layer underneath: one record of the home that lenders and insurers can work from, with the household's permission, so the joining-up is done for them.
WHERE WE START
UK home insurers first.
Insurers paid almost £3.4bn on more than 560,000 home claims in 2025 (ABI). Many began as a leak or a frozen pipe that could have been caught early. MIZAN's first job is to spot the homes most at risk, help the household act, and have the claim ready if something still goes wrong. Mortgage lenders and brokers follow.
THE BIGGER PICTURE
Better for households.
Better for institutions.
Better for the whole system.
Today every lender, insurer and supplier keeps its own partial view of the home, and the household fills the gaps. MIZAN gives them one shared, current picture — with the household in control of who sees what.
FOR HOUSEHOLDS
Less paperwork, fewer surprises and more help when circumstances change.
FOR LENDERS AND INSURERS
A clearer, more up-to-date picture of the homes and customers they serve.
FOR THE WIDER SYSTEM
Better information, less duplication and the potential for a more efficient housing market.
Any wider use is aggregated, anonymised and governed. It never comes at the expense of the household's control of their own record.
THE AMBITION
A home that looks after itself.
Owning a home shouldn't mean managing every financial decision that comes with it.
Imagine a future where problems are spotted earlier, the right help is ready when it's needed, and more of the work gets done without having to ask.
That's the future we're working towards.
Better information on every home you insure or lend against.
MIZAN PREPARES · HOUSEHOLDS PERMIT · INSTITUTIONS DECIDE