MIZAN CONNECT

Know every home on your book.

One current record for each home, from open data on day one and richer with every permission.

HomeGraph · 12 Cedar Road, Bristol14 facts · 7 verified · 6 estimated · 1 not granted
Illustrative home
WHAT THIS ONE FACT FEEDS Cost to own £2,840/moHomeScore: ready for renewalComing up: 4 events VERIFIEDESTIMATEDNOT SHARED
HOW IT WORKS

Collect it once. Use it at every renewal.

Public records already say a great deal about a home: its age, its energy rating, its flood risk, what the house next door sold for. When the household chooses to share more (a mortgage statement, an insurance schedule, a boiler certificate), estimates become facts. Each one keeps its source and its date.

PUBLIC AND LICENSED DATAGives every home a starting picture

Property, energy rating, council tax, flood risk, local sales. Useful from day one, with nothing to integrate.

SHARED BY THE HOUSEHOLDTurns estimates into facts

Mortgage, insurance, bank, smart meter, documents. Each fact keeps its source, its date and the household's permission.

HomeGraph12 Cedar Road, Bristol

The home's record, kept current with the household's permission.

  • Property
  • Mortgage
  • Insurance
  • Energy
  • Maintenance
  • Costs
  • Events
  • Permissions
  • Evidence
  • History
KEPT CURRENTChanges are noticed as they happen.
USED AGAINEach new task starts from what is already known.
ONE EVENT, FOLLOWED THROUGH · ILLUSTRATIVEIllustrative · 12 Cedar Road, Bristol
  1. RECORDEDBoiler serviced, Sep 2025Engineer's certificate checked
  2. REMEMBEREDKept with the home
  3. SPOTTEDNext service due Nov 2026
  4. PREPAREDOnly what the engineer needs
  5. AGREEDThe household says yes
  6. HANDED OVERFor this job only
What changed? · HomeScore Illustrative

See what has changed before the next renewal.

HomeScore explains what has changed in the home's condition and running costs, with the evidence behind each finding. It stays with the home. It is not a credit score and is not sent to an institution.

Structure

How is the home physically performing?

Current read
Service due
Confidence
Medium
Evidence and source
  • ✓ VerifiedBoiler last serviced · Sep 2025 · engineer's certificate
  • EstimatedProperty type and age · open data
  • EstimatedEPC record and heating system · open data
What changed

Next boiler service due · Nov 2026.

What happens next

The information needed for the service is ready. Nothing leaves the home without permission.

Try an illustrative event

Illustrative demonstration with preset changes, not live HomeGraph data or production scoring. HomeScore is not a credit score, underwriting score or regulated decision; each institution makes its own decisions.

What's coming

Every renewal, maturity and service date, in one place.

Because the record knows the dates, it knows what is due. And for each task, it shares only what that task needs.

Coming events · next 12 months · illustrative
In 3 daysCold snap forecastPREPARED
14 Nov 2026Insurance renewsPREPARED
Nov 2026Cover below rebuild estimatePREPARED
4 Apr 2027Fixed rate endsNEEDS PERMISSION
WHAT THE INSURER SEES AT RENEWAL · NOTHING IS SHARED UNTIL THE HOUSEHOLD AGREES
  • VERIFIEDRebuild value · insurance schedule
  • ESTIMATEDSize and age of the home · public records
  • VERIFIEDBoiler last serviced Sep 2025 · engineer's certificate
  • NOT SHAREDMortgage, bank accounts and everything else
THE SAME RECORD ALSO SHOWS WHAT THE HOME COSTS TO RUN · 12 CEDAR ROAD, BRISTOL
£2,840/ month
Illustrative
LineMonthlySourceNext change
Mortgage£2,130VERIFIEDhouseholdFixed rate ends 4 Apr 2027
Maintenance (set aside)£210ESTIMATEDage & typeBoiler service Nov 2026
Council tax£205VERIFIEDpublic recordNew bill Apr 2027
Energy£160ESTIMATEDEPC DTariff review Jan 2027
Water£55ESTIMATEDareaNew charges Apr 2027
Insurance£45VERIFIEDpolicy uploadRenews 14 Nov 2026
Broadband£35ESTIMATEDcontractPrice rise Apr 2027
Prepared across the renewal, boiler service and fixed-rate endup to £34 / month · illustrative
Permission

Share only what the job needs.

The record stays with the home. The household chooses who receives the information needed for each job.

12 Cedar Road, BristolHomeGraph · stays here
A Gas Safe engineerBoiler and service history · for this service onlyAwaiting permission
Their insurerRebuild value and coverNot asked
Their brokerInformation for the client reviewNot asked
Their lenderMortgage details and property valueNot asked
Their own agentInformation for the agreed purposeNot asked
Illustrative · nothing has left the home

Facts stay with the home. Only the information needed for the job is shared, after the household agrees.

Start with your existing book.Begin from an address list or a hosted link.
A record for the household.A record of the home, kept for the household.
The household keeps its record.The record stays with the home. You receive what was permitted.

Better information on every home you insure or lend against.

MIZAN PREPARES · HOUSEHOLDS PERMIT · INSTITUTIONS DECIDE

tahir@mizan-os.ai