LENDERS
Keep borrowers at the end of their fixed rate.
The next mortgage case, ready six months early, reaching your team when the household says yes.
Demo availableFixed rate ends · 4 Apr 202712 Cedar Road, Bristol · case prepared 4 Oct 2026
✓Detected9 months ahead · MIZAN
✓Prepared6 months ahead · MIZAN
!Permission6 months ahead · Household
4RoutedTo the chosen destination
5You decideYour offer
6VerifiedT−0 · remembered
Retention caseAwaiting permission
Current payment£2,130 / monthVERIFIED · HOUSEHOLD
Fixed rate ends4 Apr 2027VERIFIED · HOUSEHOLD
Property valueRange availableESTIMATED · OPEN DATA
Affordability summaryPreparedVERIFIED · HOUSEHOLD-DECLARED
Changes since completionNone declaredVERIFIED · HOUSEHOLD
Prepared information, not advice
Awaiting permission
Share your prepared case with your lender?
- With whom
- Your lender's retention team
- Until
- 60 days, or until you revoke
Destination chosen by the household. Here: their lender. It could equally be their broker.
Decision boundary
Products, pricing, eligibility and advice stay with you. MIZAN routes the case; your team or agent makes the offer.
The product transfer
Prepare the product transfer six months before maturity.
Each step has one owner. The decision lane is yours alone; nothing crosses it without the household's permission.
9 months ahead
T−6
T−6 · now
T−5
T−3
T−0
MIZAN
Detect
Prepare case
Route
Verify
Household
Permit
Accept or decline
Lender
Offer decided
HOMEGRAPH · 12 CEDAR ROAD, BRISTOL · THE OUTCOME IS WRITTEN BACK FOR THE NEXT EVENT
Illustrative timingDashed band · regulated decision
What your team receives
A case your team can act on in one read.
Facts with their sources, the household's permission and the date it ends. Nothing your team has to re-key, and nothing that pre-empts its decision.
Prepared factsPayment, rate end, value range, affordability, changes since completion. Each one sourced.
The permissionWhat was shared, why, with whom and until when. Revocable by the household.
A routed caseInto your retention team's queue or your own agent, through Engage.
Not includedA recommendation, a price or advice. Those remain your decision.
Pilot
Measure retention on one cohort before expanding.
Priced on outcomes. Hosted, so nothing has to change in your core systems first.
01Book reviewSend the addresses with fixed-rate ends in the next twelve months.
02Pilot cohortMIZAN prepares the cases and asks for permission in your brand.
03Comparison groupA comparable group continues with today's process, giving you a clear benchmark.
04ExtendExpand across the book, then prepare the next review for the same homes.
Better information on every home you insure or lend against.
MIZAN PREPARES · HOUSEHOLDS PERMIT · INSTITUTIONS DECIDE